Car, Home & Multi-Policy Insurance Discounts

As an agency, F.I. Patnode Insurance has been providing professional, personalized insurance services to clients in the Brighton area for 80 years. Passed down from generation to generation, our agency has gained the knowledge and skill required to offer competitive insurance quotes that take into account various credits, including car, home and multi-policy insurance discounts.

Discounts that Lower the Cost of Auto Insurance in Massachusetts

There are several discounts that can apply to any single car insurance policy , including:

  • Advanced driving training discount: After passing an advanced driver course such, as one on defensive driving, you can request an additional discount on your auto insurance premiums.
  • Airbag/auto seatbelt discount: You can get a discount if you have any passive restraint devices in your car.
  • Annual mileage credit: This applies if you put less than 5,000 miles on your vehicle over the span of a year.
  • Antitheft device discount: If you have an antitheft device installed in your automobile, you may be eligible for a credit.
  • Good student discount: Young drivers who carry A or B averages qualify for this discount through most insurance companies.
  • Hybrid car discount: You can get receive a discount on your premiums if you have either leased or purchased a hybrid vehicle.
  • Multiple vehicle increased discount: Most companies offer multi-policy discounts if you insure more than one vehicle in a single household.
  • Loyalty credit: This discount applies once you renew your policy.
  • Paid-in-full discount: If you pay your full annual fee at the beginning of the year, you can receive a discount on your premium. This discount can vary between companies.
  • Public transit/T-Pass credit: Several insurance companies offer discounts to individuals who take public transit when commuting to work.
  • Senior discount: Senior citizens are mandated discounts by the state of Massachusetts. If you are not receiving one currently, but believe you should be, discuss this with our dedicated professionals.

Call Our Offices to Identify Your Potential Car Insurance Discounts

Learn about which discounts you are eligible for by requesting a quote online or by reaching out to our dedicated insurance agents. Contact F.I. Patnode Insurance online or call us at 617-787-1400 or toll free 800-696-1404. To best meet your needs, we conveniently offer walk-up appointments as well as scheduled meetings.